Mortgage Brokerage Services

At iLuck Realty, we understand that securing the right mortgage is a critical step in your real estate journey. Whether you’re purchasing your first home, refinancing, or investing in property, our dedicated mortgage brokerage team is here to help you navigate the complex world of home loans with ease and confidence.

Why Choose Our Mortgage Brokerage Services?

  1. Tailored Solutions: We recognize that every client’s financial situation and property goals are unique. That’s why we take the time to understand your needs and work with a wide range of lenders to find the mortgage that’s right for you.

  2. Expert Guidance: With our extensive knowledge of the mortgage market, we simplify the loan process. We’ll explain your options, answer all your questions, and provide you with clear, actionable advice so you can make informed decisions.

  3. Competitive Rates: Our relationships with a variety of lenders allow us to offer competitive rates and flexible terms. We aim to secure the best possible deal for you, saving you time and money.

  4. Hassle-Free Process: From application to approval, we manage the entire process on your behalf. We’ll handle the paperwork, liaise with lenders, and keep you updated every step of the way, ensuring a smooth and stress-free experience.

  5. Comprehensive Services: Whether you’re looking for a fixed-rate mortgage, a variable-rate mortgage, or something in between, we offer a full suite of mortgage products to meet your needs. We also assist with refinancing, debt consolidation, and pre-approvals.

  6. Free Service: Our mortgage brokerage services come at no cost to you! The lender pays us a commission when your loan is finalized, so you can benefit from our expertise and guidance without worrying about fees.

Our Process

  1. Initial Consultation: We start with a detailed discussion about your financial goals, budget, and preferences. This helps us identify the best mortgage options for you.

  2. Loan Comparison: We compare various loan products from our network of lenders to find the most suitable one based on your needs.

  3. Application Assistance: We guide you through the application process, ensuring all documents are completed accurately and submitted on time.

  4. Liaison with Lenders: We communicate with lenders on your behalf, negotiating terms and addressing any concerns that arise during the process.

  5. Finalization: Once your loan is approved, we review the terms with you, answer any final questions, and ensure you are fully prepared for settlement.

Get Started Today

Take the first step towards securing your dream home with iLuck Realty’s Mortgage Brokerage Services. Contact us today to schedule a consultation, and let us help you find the perfect loan to suit your needs.

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Privacy Policy

At iLuck Realty, we are committed to protecting your privacy and ensuring that your personal information is handled with care and respect. This Privacy Policy outlines how we collect, use, disclose, and
protect your personal information in connection with our mortgage brokerage services.

1. Information We Collect

We may collect and hold a range of personal information, including but not limited to:

  • Personal Identification Details: Name, address, date of birth, and contact information (such as phone number and email address).
  • Financial Information: Income, expenses, assets, liabilities, and credit history.
  • Employment Information: Job title, employer, and employment history.
  • Property Information: Details of your current property and any property you wish to purchase.
  • Identification Documents: Copies of your driver’s license, passport, or other identification documents.

2. How We Use Your Information

We collect, use, and disclose your personal information for the following purposes:

  • To Provide Our Services: To assess your financial situation and identify suitable mortgage products.
  • To Communicate with You: To respond to your inquiries, provide updates on your loan application, and deliver information about our services.
  • To Comply with Legal Obligations: To meet our legal and regulatory requirements, including anti-money laundering and counter-terrorism financing obligations.
  • To Improve Our Services: To analyze and improve our mortgage brokerage services and enhance your experience.

3. Disclosure of Your Information

We may disclose your personal information to:

  • Lenders and Financial Institutions: To help you secure a mortgage or loan.
  • Service Providers: Who assist us in delivering our services, including IT support, marketing, and legal services.
  • Regulatory Authorities: As required by law, regulation, or court order.
  • Other Third Parties: With your consent or as permitted or required by law.

4. Data Security

We take the security of your personal information seriously and implement various measures to protect it from unauthorized access, use, or disclosure.

5. Accessing and Updating Your Information

You have the right to access the personal information we hold about you and request corrections if it is inaccurate or incomplete. To do so, please contact us using the details provided below.

6. Cookies and Online Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can adjust your browser settings to refuse cookies if you prefer.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on our website with the revised date.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

iLuck Realty Pty Ltd
Email: iluckrealty.com@gmail.com
Phone: +61 450 658 987
Address: Unit 17 450 Pacific Highway, Lane Cove North, NSW 2066

31 August 2024